PugetSoundAutoInsurance.com is a directory of auto insurance agencies across the Puget Sound.  We attempt to provide a comprehensive listing with contact information so you can have a convenient, unbiased local directory to help you make the right choices.  Keep in mind that automobile insurance protects you against financial loss if you happen to be in an accident.

Auto insurance provides property, liability and medical coverage.  Property coverage pays for damage to your car.  Liability coverage pays for your legal responsibility to others for bodily injury or property damage.  Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.  Each coverage is priced separately and most states require you to buy some, but not all, of these coverages.    
 
Bodily Injury Liability applies to injuries you, the designated driver or policyholder cause to someone else. You and family members listed on the policy are also covered when driving someone else’s car with their permission unless excluded in a policy.   
  
Medical Payments or Personal Injury Protection (PIP) pays for the treatment of injuries to the driver and passengers of the policyholder's car.  It can also cover income loss.    
  
Property Damage Liability pays for damage you (or someone driving the car with your permission) may cause to someone else's car or property.    
  
Collision Liability pays for damage to your car resulting from impact.

Comprehensive or Theft Coverage reimburses you for loss due to theft or damage caused by something other than a collision with another car or object.  It also reimburses you if your windshield is cracked or shattered.   
  
Uninsured and Underinsured Motorist Coverage will reimburse you, a member of your family, or an occupant if one of you is hit by an uninsured or hit-and-run driver.